{"id":11946,"date":"2017-03-30T20:36:43","date_gmt":"2017-03-30T20:36:43","guid":{"rendered":"https:\/\/manikarthik.com\/blog\/?p=11946"},"modified":"2024-11-17T06:47:55","modified_gmt":"2024-11-17T06:47:55","slug":"sbi-unnati-credit-card","status":"publish","type":"post","link":"https:\/\/manikarthik.com\/blog\/sbi-unnati-credit-card\/","title":{"rendered":"SBI Unnati Credit Card &#8211; A Credit Card For Those Without Credit History"},"content":{"rendered":"<p>If you&#8217;ve been wanting to get a new credit card for the first time, and disappointed that no bank would give you, worry not &#8211; SBI is here to your rescue with SBI Unnati Credit Card. A credit card for first timers with no credit history.<\/p>\n<p>I&#8217;ve mentioned it many times that going ahead, it&#8217;s <a href=\"https:\/\/manikarthik.com\/blog\/credit-card-or-debit-card\/money\/\">wise to have a credit card in India<\/a>. And if you&#8217;ve been wanting to get a credit card, there are many things that goes into <a href=\"https:\/\/manikarthik.com\/blog\/first-timer-credit-cards\/money\/\">finding the best credit card for you for the first time<\/a>.<\/p>\n<p>Generally, I advice first timers to get a secured credit card, if they have a good standing history with a bank. But now, <a class=\"wpil_keyword_link\" href=\"https:\/\/sbi.co.in\/web\/nri\" title=\"SBI\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"186\" target=\"_blank\" rel=\"noopener\">SBI<\/a> has made it even more easier for first timers to get a credit card. Even if you don&#8217;t have a <a href=\"https:\/\/manikarthik.com\/blog\/cibil-credit-scores\/money\/\">credit history<\/a>\u00a0and is looking to get a credit card for the first time SBI can help with it&#8217;s SBI Unnati Card.<\/p>\n<h2>Features of SBI Unnati Card<\/h2>\n<ul>\n<li>No annual fees for the initial four years. Afterwards, Rs 499\/year.<\/li>\n<li>All SBI bank account holders are eligible to get it.<\/li>\n<li>All Jan Dhan Yojna account holders are eligible.<\/li>\n<li>Any SBI customer with a balance of at least Rs 25,000 in the savings account is eligible for the Unnati credit card.<\/li>\n<li>Pay electricity, telephone, mobile and other utility bills via E-Bill pay facility.<\/li>\n<li>Good card for use abroad as well as it is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India.<\/li>\n<li>Add-on cards\u00a0are available for customer&#8217;s <a class=\"wpil_keyword_link\" href=\"https:\/\/manikarthik.com\/blog\/best-travel-insurance-for-parents-visiting-usa\/\" title=\"parents\" data-wpil-keyword-link=\"linked\">parents<\/a>, spouse, children or siblings above the age of 18.<\/li>\n<\/ul>\n<p>So, there you go. If you were always looking to get a credit card, then this is the card for you. Also if you need to build up your credit score, use this card to your advantage. All the best! <a href=\"https:\/\/www.sbicard.com\/en\/personal\/credit-cards\/shopping\/sbi-card-unnati.page\" target=\"_blank\" rel=\"noopener\">Official website here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;ve been wanting to get a new credit card for the first time, and disappointed that no bank would give you, worry not &#8211;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11951,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[509],"tags":[],"class_list":["post-11946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card-reviews"],"modified_by":"Mani Karthik","menu_order":0,"_links":{"self":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/11946","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/comments?post=11946"}],"version-history":[{"count":3,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/11946\/revisions"}],"predecessor-version":[{"id":35156,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/11946\/revisions\/35156"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media\/11951"}],"wp:attachment":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media?parent=11946"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/categories?post=11946"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/tags?post=11946"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}