{"id":12205,"date":"2017-04-26T22:39:38","date_gmt":"2017-04-26T22:39:38","guid":{"rendered":"https:\/\/manikarthik.com\/blog\/?p=12205"},"modified":"2020-05-10T04:49:33","modified_gmt":"2020-05-10T04:49:33","slug":"patriot-america-insurance-review","status":"publish","type":"post","link":"https:\/\/manikarthik.com\/blog\/patriot-america-insurance-review\/","title":{"rendered":"Patriot America Plus Review &#8211; Travel Insurance Worth Buying?"},"content":{"rendered":"\n<p>If you are looking for a <a href=\"https:\/\/manikarthik.com\/blog\/best-travel-insurance-for-visitors-usa\/india\/\">good visitor&#8217;s travel insurance plan<\/a> while you&#8217;re traveling to USA, you&#8217;ve come to the right place. I&#8217;ve been writing extensively <a href=\"https:\/\/manikarthik.com\/blog\/choose-best-travel-insurance-plan\/india\/nri\/\">about tips to getting the best travel insurance<\/a> for visitors and in this article, I&#8217;ll review one of the most popular travel insurance plans out there &#8211; the <a href=\"https:\/\/www.insubuy.com\/patriot-america-plus\/medical-insurance\/?affiliateid=blogmedia\" rel=\"nofollow noopener\" target=\"_blank\">Patriot America Plus Travel Insurance<\/a>. Read on&#8230;<\/p>\n\n\n\n<p>Patriot America IMG (International Medical Group) is a travel insurance plan for non-U.S. citizens traveling anywhere outside of their home country. So for Indians (and others) traveling to USA on business trip or pleasure trip, this is a good plan to consider. <\/p>\n\n\n\n<p>It is a comprehensive medical <a class=\"wpil_keyword_link\" href=\"https:\/\/manikarthik.com\/blog\/best-travel-insurance-for-parents-visiting-usa\/\" title=\"travel insurance\" data-wpil-keyword-link=\"linked\">travel insurance<\/a> plan. Read this article to understand the <a href=\"https:\/\/manikarthik.com\/blog\/limited-comprehensive-coverage-visitors-insurance-type-get\/india\/nri\/\">difference between a comprehensive medical insurance and limited medical insurance<\/a>. <\/p>\n\n\n\n<p>What it essentially means is that this policy has better coverage and is suited for those travelers who wants to be covered for more than just the basics.<\/p>\n\n\n\n<p>Let&#8217;s get into some details of this product.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who is it suited for?<\/h2>\n\n\n\n<p>This plan is more suited for non-U.S citizens who are traveling to USA (or any other country other than their homeland) for more than a few days for business, leisure or other purposes. If you have any pre-existing medical conditions, this plan might cover it through your trip. (Please check with the company on updated details as things change all the time.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Patriot America Plus Coverages &amp; Benefits<\/h2>\n\n\n\n<p>This plan offers coverage like medical expenses of up to $1,000,000 with a variable deductible, sudden recurrence of pre-existing conditions, emergency medical evacuation, and other protections. I strongly advice checking with the company on what exactly are the pre-existing conditions and in which circumstances are the policy covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Patriot America Plus Advantages<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Comprehensive coverage plan that covers more than the basics<\/li><li>Includes&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Preferred_provider_organization\" target=\"_blank\" rel=\"noopener\">PPO network<\/a>&nbsp;(better coverage)<\/li><li>Deductible must be satisfied only once per policy period<\/li><li>Policy <a href=\"https:\/\/www.visitorscoverage.com\/patriot-america-plus-insurance-reviews\/?affid=00d5765f2d84a\" rel=\"nofollow noopener\" target=\"_blank\">can be bought online<\/a>, cancelled or refunded if required (flexible)<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Patriot America Plus Disadvantages<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>For travelers above 80 years, there&#8217;s a limit of $10,000<\/li><li>There&#8217;s a $50 cancellation fee<\/li><li>Precertification for certain medical treatments required to avoid 50% reduction in benefits.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How Patriot America Travel Insurance works<\/h3>\n\n\n\n<p>Since this is a PPO plan, you can go to any Doctor or hospital you like. To get better rates and choices, it&#8217;s recommended that you visit an &#8220;in-network&#8221; Doctor. Finding one is easy. You just need to call up the insurance customer helpline and find out the hospitals\/Doctors who are in-network approved in your area.<\/p>\n\n\n\n<p>After the deductible, plan pays 90% for the first $5,000 and 100% after that.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Patriot America Plus Benefits<\/h3>\n\n\n\n<p>As of April, 2017 &#8211; Here are the published list of their Patriot America Plus plan benefits. Please check with the company directly for any changes.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"924\" height=\"630\" sizes=\"auto, (max-width: 924px) 100vw, 924px\" src=\"https:\/\/manikarthik.com\/blog\/wp-content\/uploads\/Patriot_America_Plus_Travel_Insurance.jpg\" loading=\"lazy\" alt=\"Patriot_America_Plus_Travel_Insurance\" class=\"wp-image-12207\" title=\"\" srcset=\"https:\/\/manikarthik.com\/blog\/wp-content\/uploads\/Patriot_America_Plus_Travel_Insurance.jpg 924w, https:\/\/manikarthik.com\/blog\/wp-content\/uploads\/Patriot_America_Plus_Travel_Insurance-800x545.jpg 800w\" \/><\/figure><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Summary<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Do you recommend this travel insurance plan?<\/strong> &#8211; Yes, if you are looking for a good comprehensive coverage plan.<\/li><li><strong>How much does it cost to buy it?<\/strong> &#8211; Pretty cheap in my opinion (<a href=\"https:\/\/www.insubuy.com\/patriot-america-plus\/medical-insurance\/?affiliateid=blogmedia\" rel=\"nofollow noopener\" target=\"_blank\">less than $55 if you buy from here<\/a>) and it is worth it.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>If you are looking for a good visitor&#8217;s travel insurance plan while you&#8217;re traveling to USA, you&#8217;ve come to the right place. I&#8217;ve been writing&#8230;<\/p>\n","protected":false},"author":1,"featured_media":12208,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[456],"tags":[],"class_list":["post-12205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nri-travel-shopping"],"modified_by":"Mani Karthik","menu_order":0,"_links":{"self":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/comments?post=12205"}],"version-history":[{"count":11,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12205\/revisions"}],"predecessor-version":[{"id":33195,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12205\/revisions\/33195"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media\/12208"}],"wp:attachment":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media?parent=12205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/categories?post=12205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/tags?post=12205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}