{"id":12404,"date":"2017-06-21T14:19:17","date_gmt":"2017-06-21T14:19:17","guid":{"rendered":"https:\/\/manikarthik.com\/blog\/?p=12404"},"modified":"2024-12-07T15:39:23","modified_gmt":"2024-12-07T15:39:23","slug":"tata-aig-travel-insurance-review","status":"publish","type":"post","link":"https:\/\/manikarthik.com\/blog\/tata-aig-travel-insurance-review\/","title":{"rendered":"TATA AIG Travel Insurance Review"},"content":{"rendered":"\n<p>According to <a href=\"https:\/\/pata.org\/store\/wp-content\/uploads\/2015\/09\/Ve_September_A4_Sept30-1.pdf\" target=\"_blank\" rel=\"noopener\">the data published by PATA<\/a>, around 18 million visitors travelled outbound from India in 2014, representing 40% growth since 2009, with the number of travelers only increasing each year. <\/p>\n\n\n\n<p>People are travelling for business and for leisure, but there is one thing most of them forget to take care of when they do travel. <\/p>\n\n\n\n<p>This is arming themselves with a <a href=\"https:\/\/manikarthik.com\/blog\/need-travel-insurance-traveling-india-usa\/india\/nri\/\">travel insurance plan to tackle uncertainties overseas<\/a>. <\/p>\n\n\n\n<p>If you are aware of the importance of a travel plan, but haven\u2019t figured out the best one for yourself, TATA AIG has got one for you.<\/p>\n\n\n\n<p>To cover you against all mishaps that can occur during your overseas travel, Tata AIG General Insurance Company Limited has come up with <a href=\"https:\/\/www.tataaiginsurance.in\/travel-insurance\/\" target=\"_blank\" rel=\"noopener\">TATA AIG Travel Guard-Overseas Travel Insurance<\/a> to help you travel in peace, no matter which part of the world you wish to visit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Single and Multi-Trip Policies<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.tataaiginsurance.in\/travel-insurance\/travel-guard-overseas-travel.html\" target=\"_blank\" rel=\"noopener\">TATA AIG<\/a> provides the policy buyer the flexibility to choose from five plans available under the Single Trip policy, which are Silver, Silver Plus, Gold, Platinum and Senior Plan. <\/p>\n\n\n\n<p>For those who travel frequently, TATA AIG also offers two options under the Annual Multi-Trip program, including Annual Multi Trip Gold and Platinum Plans.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Eligibility<\/h2>\n\n\n\n<p>To be eligible for these plans, the policy holder should be an Indian citizen, with the age limit starting at 6 months.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cover Amount<\/h2>\n\n\n\n<p>TATA AIG <a class=\"wpil_keyword_link\" title=\"Travel Insurance\" href=\"https:\/\/manikarthik.com\/blog\/best-travel-insurance-for-parents-visiting-usa\/\" data-wpil-keyword-link=\"linked\">Travel Insurance<\/a> offer medical cover up to $0.5 million on overseas travel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Inclusions<\/h2>\n\n\n\n<p>The policies offer the following coverage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cover for medical expenses due to sickness and accident while traveling.<\/li>\n\n\n\n<li>Cover for any dental emergency.<\/li>\n\n\n\n<li>50 percent reimbursement per bag and 10 percent of the value per article in the bag in case of the loss of checked baggage.<\/li>\n\n\n\n<li>Compensation in case of delay in checked in baggage, whilst overseas.<\/li>\n\n\n\n<li>Compensation for expenses incurred in obtaining a new or duplicate passport in case of the loss of the original one.<\/li>\n\n\n\n<li>Compensation for expenses occurred due to flight delay.<\/li>\n\n\n\n<li>Cover against accidental death and permanent disability while travelling abroad.<\/li>\n\n\n\n<li>Compensation for damages, in the form of property damage, bodily injury or death, to be paid to a third party.<\/li>\n\n\n\n<li>Distress allowance in case of hijack of the common carrier in which you were travelling.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Exclusions<\/h2>\n\n\n\n<p>If the purpose of your travel is to avail medical treatment, the policy will not cover for that specific treatment.<\/p>\n\n\n\n<p>The policy will also not cover for any expenses incurred due to a pre-existing illness, suicide or attempted suicide, terrorism, war and more.<\/p>\n\n\n\n<p>Visit the TATA AIG website to know more of the inclusions and exclusions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Other Features<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assistance services towards medical evacuation service, emergency assistance service and repatriation across the world.<\/li>\n\n\n\n<li>Option to get the annual Multi-Trip policy renewed for life.<\/li>\n\n\n\n<li>Free Look period of 15 days in case of Annual Multi Trip policy to see whether the policy is befitting their requirements.<\/li>\n\n\n\n<li>30 days grace period for the payment of premiums to customers of annual multi trip plans.<\/li>\n\n\n\n<li>Option of enhancing your sum insured when you are renewing the policy to increase the protection provided by the policy.<\/li>\n\n\n\n<li>Intimation to the policyholders 3 months in advance of any changes in annual multi trip policies and about the discontinuation of a policy before the policy is due to expire.<\/li>\n<\/ul>\n\n\n\n<p>Given the wide range of benefits and allowing the policyholder to extend the policy up to a period of 7 days from the expiry date, TATA AIG travel insurance plans is a great choice.<\/p>\n\n\n\n<p>Also check out other <a href=\"https:\/\/manikarthik.com\/blog\/travel-insurance-usa\/money\/immigration\/\">best travel insurance policies<\/a> I&#8217;ve reviewed <a href=\"https:\/\/manikarthik.com\/blog\/travel-insurance-tips\/money\/immigration\/\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to the data published by PATA, around 18 million visitors travelled outbound from India in 2014, representing 40% growth since 2009, with the number&#8230;<\/p>\n","protected":false},"author":1,"featured_media":12405,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[456],"tags":[],"class_list":["post-12404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nri-travel-shopping"],"modified_by":"Mani Karthik","menu_order":0,"_links":{"self":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/comments?post=12404"}],"version-history":[{"count":3,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12404\/revisions"}],"predecessor-version":[{"id":35515,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/12404\/revisions\/35515"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media\/12405"}],"wp:attachment":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media?parent=12404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/categories?post=12404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/tags?post=12404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}