{"id":35923,"date":"2025-06-30T05:14:40","date_gmt":"2025-06-30T05:14:40","guid":{"rendered":"https:\/\/manikarthik.com\/blog\/?p=35923"},"modified":"2025-06-30T05:14:45","modified_gmt":"2025-06-30T05:14:45","slug":"best-mutual-funds-to-invest","status":"publish","type":"post","link":"https:\/\/manikarthik.com\/blog\/best-mutual-funds-to-invest\/nri-finance\/","title":{"rendered":"Best Mutual Funds to Invest in India: 2025 Complete Guide"},"content":{"rendered":"\n<p><em>Your roadmap to smart investing in the homeland<\/em><\/p>\n\n\n\n<p>Hey folks! Mani here.<\/p>\n\n\n\n<p>Just like my journey back to India in 2017 needed careful planning, picking the right mutual funds requires similar attention.<\/p>\n\n\n\n<p>When I left my Silicon Valley life behind, I had to rethink everything. Including my investments.<\/p>\n\n\n\n<p>My wife was skeptical. &#8220;Mani, are Indian mutual funds even worth it?&#8221; she asked.<\/p>\n\n\n\n<p>Seven years later, our portfolio has proven her wrong. Big time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why Mutual Funds? My Personal Take \ud83d\udcad<\/h2>\n\n\n\n<p>Remember when I worked at SuperMoney? I dealt with American investment products daily.<\/p>\n\n\n\n<p>But Indian mutual funds? They&#8217;re different beasts entirely.<\/p>\n\n\n\n<p>Here&#8217;s why they work for NRIs like us:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rupee cost averaging<\/strong>: Your dollars get more rupees when markets dip<\/li>\n\n\n\n<li><strong>Professional management<\/strong>: Someone else does the heavy lifting<\/li>\n\n\n\n<li><strong>Tax benefits<\/strong>: ELSS funds save you money come tax season<\/li>\n\n\n\n<li><strong>Flexibility<\/strong>: Start with \u20b9500 per month via SIP<\/li>\n<\/ul>\n\n\n\n<p>My elder son once asked, &#8220;Dad, why not just buy individual stocks?&#8221;<\/p>\n\n\n\n<p>Smart kid. But here&#8217;s the thing.<\/p>\n\n\n\n<p>I&#8217;m busy running my business. I don&#8217;t have time to track 50 different companies.<\/p>\n\n\n\n<p>Mutual funds let fund managers do that for me.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Top Performing Categories: The Winners \ud83c\udfc6<\/h2>\n\n\n\n<p>Based on 2025 data, here are the categories crushing it:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Large Cap Funds<\/h3>\n\n\n\n<p><strong>Best for<\/strong>: Conservative investors wanting steady growth<\/p>\n\n\n\n<p><strong>Why I like them<\/strong>: Less volatile than small caps. Perfect for my wife&#8217;s portfolio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Mid Cap Funds<\/h3>\n\n\n\n<p><strong>Best for<\/strong>: Aggressive growth seekers<\/p>\n\n\n\n<p><strong>Why they work<\/strong>: Sweet spot between growth and stability. My personal favorite.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Small Cap Funds<\/h3>\n\n\n\n<p><strong>Best for<\/strong>: Young investors with high risk appetite<\/p>\n\n\n\n<p><strong>Warning<\/strong>: Only if you can stomach 30-40% swings. Not for the faint hearted.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. ELSS Funds<\/h3>\n\n\n\n<p><strong>Best for<\/strong>: Tax saving with growth potential<\/p>\n\n\n\n<p><strong>Pro tip<\/strong>: Use them to reduce your Indian tax liability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Top Performers: Data That Matters \ud83d\udcca<\/h2>\n\n\n\n<p>Here are the standout funds based on 3-year and 5-year returns:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Fund Name<\/th><th>3-Year Return<\/th><th>5-Year Return<\/th><th>Risk Level<\/th><\/tr><\/thead><tbody><tr><td>Motilal Oswal Midcap Fund<\/td><td>36.53%<\/td><td>37.81%<\/td><td>Very High<\/td><\/tr><tr><td>Franklin Build India Fund<\/td><td>35.84%<\/td><td>34.79%<\/td><td>Very High<\/td><\/tr><tr><td><a class=\"wpil_keyword_link\" href=\"https:\/\/www.icicibank.com\/nri-banking\" title=\"ICICI\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"599\" target=\"_blank\" rel=\"noopener\">ICICI<\/a> Pru BHARAT 22 FOF<\/td><td>34.31%<\/td><td>33.35%<\/td><td>High<\/td><\/tr><tr><td>HDFC Mid-Cap Opportunities<\/td><td>33.18%<\/td><td>32.88%<\/td><td>Very High<\/td><\/tr><tr><td>Invesco India Smallcap<\/td><td>33.57%<\/td><td>35.68%<\/td><td>Very High<\/td><\/tr><tr><td>HDFC Focused Fund<\/td><td>29.15%<\/td><td>30.92%<\/td><td>High<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Returns are annualized as of June 2025<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fund Houses I Trust: The Reliable Players \ud83c\udfe6<\/h2>\n\n\n\n<p>After 7 years of investing in India, these are my go-to AMCs:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ICICI Prudential<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AUM<\/strong>: \u20b96,90,000+ crores<\/li>\n\n\n\n<li><strong>Why I trust them<\/strong>: Consistent performance, professional management<\/li>\n\n\n\n<li><strong>My pick<\/strong>: <a class=\"wpil_keyword_link\" href=\"https:\/\/www.icicibank.com\/nri-banking\" title=\"ICICI\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"601\" target=\"_blank\" rel=\"noopener\">ICICI<\/a> Pru BHARAT 22 FOF<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">HDFC Mutual Fund<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Strength<\/strong>: Large cap expertise<\/li>\n\n\n\n<li><strong>Track record<\/strong>: Decades of consistent returns<\/li>\n\n\n\n<li><strong>My pick<\/strong>: HDFC Focused Fund<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">SBI Mutual Fund<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Advantage<\/strong>: Government backing, low costs<\/li>\n\n\n\n<li><strong>Best for<\/strong>: First-time investors<\/li>\n\n\n\n<li><strong>My pick<\/strong>: <a class=\"wpil_keyword_link\" href=\"https:\/\/sbi.co.in\/web\/nri\" title=\"SBI\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"600\" target=\"_blank\" rel=\"noopener\">SBI<\/a> Nifty 50 Index Fund<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Motilal Oswal<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Specialty<\/strong>: Mid and small cap funds<\/li>\n\n\n\n<li><strong>Risk profile<\/strong>: High<\/li>\n\n\n\n<li><strong>My pick<\/strong>: Motilal Oswal Midcap Fund<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">SIP Strategy: The Smart Way to Invest \ud83d\udca1<\/h2>\n\n\n\n<p>Here&#8217;s how I structure our family&#8217;s SIP investments:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The 50-30-20 Rule<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>50%<\/strong>: Large cap funds (stability)<\/li>\n\n\n\n<li><strong>30%<\/strong>: Mid cap funds (growth)<\/li>\n\n\n\n<li><strong>20%<\/strong>: Small cap\/sector funds (aggressive growth)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Monthly SIP Allocation<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u20b910,000<\/strong>: If you&#8217;re starting out<\/li>\n\n\n\n<li><strong>\u20b925,000<\/strong>: If you want serious wealth creation<\/li>\n\n\n\n<li><strong>\u20b950,000+<\/strong>: If you&#8217;re already well-off<\/li>\n<\/ul>\n\n\n\n<p>My younger son started his SIP with \u20b91,000 per month from his pocket money.<\/p>\n\n\n\n<p>Three years later, he&#8217;s learned more about money than most adults know.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key Factors to Consider: Don&#8217;t Make My Mistakes \u26a0\ufe0f<\/h2>\n\n\n\n<p>When I first moved back, I made some rookie errors. Learn from them:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Expense Ratio Matters<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Look for ratios below 1%<\/li>\n\n\n\n<li>Direct plans are always cheaper<\/li>\n\n\n\n<li>Every 0.5% saved compounds over time<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. Fund Manager Track Record<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check their experience<\/li>\n\n\n\n<li>Look at previous fund performances<\/li>\n\n\n\n<li>Stability matters more than star power<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. AUM Size<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Too small = liquidity issues<\/li>\n\n\n\n<li>Too large = limited agility<\/li>\n\n\n\n<li>Sweet spot: \u20b91,000-10,000 crores<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. Consistency Over Star Performance<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One good year doesn&#8217;t make a fund<\/li>\n\n\n\n<li>Look for 3-5 year track records<\/li>\n\n\n\n<li>Avoid flavor-of-the-month funds<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Tax Implications for NRIs: Know the Rules \ud83d\udccb<\/h2>\n\n\n\n<p>This is where it gets tricky for folks like us:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">For NRIs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>TDS<\/strong>: 20% on gains (with indexation benefit for debt funds held >3 years)<\/li>\n\n\n\n<li><strong>ELSS funds<\/strong>: 15% TDS, but you can claim refund<\/li>\n\n\n\n<li><strong>Tax treaty benefits<\/strong>: Check your country&#8217;s DTAA with India<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">For Residents<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Equity funds<\/strong>: 10% tax on gains >\u20b91 lakh (LTCG)<\/li>\n\n\n\n<li><strong>Debt funds<\/strong>: Taxed as per income slab<\/li>\n\n\n\n<li><strong>ELSS<\/strong>: 80C deduction up to \u20b91.5 lakh<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Investment Platforms: Where to Start \ud83d\udda5\ufe0f<\/h2>\n\n\n\n<p>Based on my experience, here are the best platforms:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">For Beginners<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Groww<\/strong>: User-friendly interface<\/li>\n\n\n\n<li><strong>5paisa<\/strong>: Low charges, good research<\/li>\n\n\n\n<li><strong>INDmoney<\/strong>: Comprehensive tracking<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">For Advanced Investors<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ICICI Direct<\/strong>: Full-service experience<\/li>\n\n\n\n<li><strong>Direct AMC websites<\/strong>: Lowest costs<\/li>\n\n\n\n<li><strong>Zerodha Coin<\/strong>: For DIY investors<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Red Flags: Funds to Avoid \u26d4<\/h2>\n\n\n\n<p>Seven years of investing taught me what NOT to do:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avoid These Fund Types<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>New Fund Offers (NFOs)<\/strong>: No track record<\/li>\n\n\n\n<li><strong>Sectoral funds<\/strong>: Unless you really understand the sector<\/li>\n\n\n\n<li><strong>Funds with high churning<\/strong>: Indicates confused strategy<\/li>\n\n\n\n<li><strong>Tiny funds<\/strong>: Below \u20b9100 crore AUM<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Warning Signs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fund manager changes frequently<\/li>\n\n\n\n<li>Expense ratios above 2%<\/li>\n\n\n\n<li>Consistent underperformance vs benchmark<\/li>\n\n\n\n<li>Too many scheme modifications<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Building Your Portfolio: Step-by-Step Guide \ud83d\uddfa\ufe0f<\/h2>\n\n\n\n<p>Here&#8217;s exactly how I&#8217;d start if I were beginning today:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Emergency Fund First<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep 6 months expenses in liquid funds<\/li>\n\n\n\n<li>Don&#8217;t touch this money for investments<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Start Small<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Begin with \u20b95,000 monthly SIP<\/li>\n\n\n\n<li>Choose 2-3 funds maximum initially<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Gradually Increase<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Add \u20b91,000 every 6 months<\/li>\n\n\n\n<li>Rebalance annually<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: Stay Disciplined<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Don&#8217;t stop SIPs in market downturns<\/li>\n\n\n\n<li>This is when you buy more units cheaper<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Market Outlook 2025: What I&#8217;m Watching \ud83d\udc40<\/h2>\n\n\n\n<p>The India story remains compelling:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Positive Factors<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>GDP growth projections: 6-7%<\/li>\n\n\n\n<li>Digital transformation accelerating<\/li>\n\n\n\n<li>Infrastructure spending increasing<\/li>\n\n\n\n<li>Young demographic dividend<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Risks to Watch<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Global recession fears<\/li>\n\n\n\n<li>Inflation pressures<\/li>\n\n\n\n<li>Geopolitical tensions<\/li>\n\n\n\n<li>Overvaluation in some sectors<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">My Current Portfolio Allocation \ud83d\udcc8<\/h2>\n\n\n\n<p>Here&#8217;s how our family money is allocated:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Asset Class<\/th><th>Allocation<\/th><th>Rationale<\/th><\/tr><\/thead><tbody><tr><td>Large Cap Equity<\/td><td>35%<\/td><td>Stability and dividends<\/td><\/tr><tr><td>Mid Cap Equity<\/td><td>25%<\/td><td>Growth potential<\/td><\/tr><tr><td>Small Cap Equity<\/td><td>15%<\/td><td>High growth bets<\/td><\/tr><tr><td>Debt Funds<\/td><td>20%<\/td><td>Capital preservation<\/td><\/tr><tr><td>International Equity<\/td><td>5%<\/td><td>Diversification<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Action Plan: Your Next Steps \ud83d\ude80<\/h2>\n\n\n\n<p>Ready to start? Here&#8217;s your roadmap:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">This Week<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Open a mutual fund account<\/li>\n\n\n\n<li>Complete KYC documentation<\/li>\n\n\n\n<li>Choose your first fund<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">This Month<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Start your first SIP<\/li>\n\n\n\n<li>Set up automatic payments<\/li>\n\n\n\n<li>Begin tracking performance<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Next 6 Months<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Add second fund to portfolio<\/li>\n\n\n\n<li>Increase SIP amounts gradually<\/li>\n\n\n\n<li>Review and rebalance if needed<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Personal Note: Why This Matters \ud83d\udc9d<\/h2>\n\n\n\n<p>When my father passed away during my college years, our family struggled financially.<\/p>\n\n\n\n<p>My mother had no investment knowledge. She kept everything in fixed deposits.<\/p>\n\n\n\n<p>That experience taught me the importance of growing money, not just saving it.<\/p>\n\n\n\n<p>Today, my wife manages her own portfolio. My sons understand compounding.<\/p>\n\n\n\n<p>We&#8217;re building generational wealth. Not just for ourselves, but for our children&#8217;s children.<\/p>\n\n\n\n<p>That&#8217;s the power of starting early with the right mutual funds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bottom Line: Keep It Simple \ud83c\udfaf<\/h2>\n\n\n\n<p><strong>Three key takeaways:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Start now<\/strong>: Time in market beats timing the market<\/li>\n\n\n\n<li><strong>Stay consistent<\/strong>: SIPs work only if you don&#8217;t stop them<\/li>\n\n\n\n<li><strong>Think long-term<\/strong>: Don&#8217;t check your portfolio daily<\/li>\n<\/ol>\n\n\n\n<p>Remember, investing is a marathon, not a sprint.<\/p>\n\n\n\n<p>Just like my journey back to India took planning and patience, building wealth through mutual funds requires the same approach.<\/p>\n\n\n\n<p>Start small. Stay consistent. Think long-term.<\/p>\n\n\n\n<p>Your future self will thank you.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Ready to begin your investment journey?<\/strong><\/p>\n\n\n\n<p>Start with one fund. Add \u20b95,000 monthly.<\/p>\n\n\n\n<p>In 10 years, you&#8217;ll be amazed at what compound interest can do.<\/p>\n\n\n\n<p>Trust me on this one.<\/p>\n\n\n\n<p><em>Happy investing!<\/em><\/p>\n\n\n\n<p><strong>-Mani Karthik<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Sources and References \ud83d\udcda<\/h2>\n\n\n\n<p>All data and fund performance figures mentioned in this guide are sourced from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.advisorkhoj.com\/mutual-funds-research\/top-performing-systematic-investment-plan\" target=\"_blank\" rel=\"noopener\">Advisorkhoj Mutual Fund Research<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.indmoney.com\/mutual-funds\/collection\/best-sip-funds\" target=\"_blank\" rel=\"noopener\">INDmoney Best SIP Funds 2025<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/dhan.co\/mutual-funds\/mf-to-invest\/best-sip-to-invest-in-2025\/\" target=\"_blank\" rel=\"noopener\">Dhan Investment Platform<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.5paisa.com\/blog\/best-mutual-fund-for-sip-plan-to-invest-in-india\" target=\"_blank\" rel=\"noopener\">5paisa Mutual Fund Analysis<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/groww.in\/mutual-funds\/category\/best-equity-mutual-funds\" target=\"_blank\" rel=\"noopener\">Groww Best Equity Mutual Funds<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.icicibank.com\/blogs\/mutual-fund\/top-mutual-funds-to-invest-in-india\" target=\"_blank\" rel=\"noopener\">ICICI Bank Investment Research<\/a><\/li>\n<\/ul>\n\n\n\n<p><em>Data as of June 27, 2025. Past performance does not guarantee future results. Please consult a financial advisor before making investment decisions.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your roadmap to smart investing in the homeland Hey folks! Mani here. Just like my journey back to India in 2017 needed careful planning, picking&#8230;<\/p>\n","protected":false},"author":1,"featured_media":35924,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[33],"tags":[],"class_list":["post-35923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nri-finance"],"modified_by":"Mani Karthik","menu_order":0,"_links":{"self":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/35923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/comments?post=35923"}],"version-history":[{"count":2,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/35923\/revisions"}],"predecessor-version":[{"id":35926,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/35923\/revisions\/35926"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media\/35924"}],"wp:attachment":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media?parent=35923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/categories?post=35923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/tags?post=35923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}