{"id":36056,"date":"2025-07-17T23:17:09","date_gmt":"2025-07-17T23:17:09","guid":{"rendered":"https:\/\/manikarthik.com\/blog\/?p=36056"},"modified":"2025-07-17T23:17:12","modified_gmt":"2025-07-17T23:17:12","slug":"gold-etf-vs-physical-gold","status":"publish","type":"post","link":"https:\/\/manikarthik.com\/blog\/gold-etf-vs-physical-gold\/","title":{"rendered":"Gold ETF vs Physical Gold: Which is Better?"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>This number will blow your mind: \u20b996,000 \ud83d\udca5<\/p>\n\n\n\n<p>That&#8217;s where ICICI Bank predicts gold prices will hit by the second half of 2025.<\/p>\n\n\n\n<p>We&#8217;re currently at \u20b988,996 per 10 grams.<\/p>\n\n\n\n<p>If you&#8217;re an NRI like me, scratching your head about gold investing, you&#8217;re not alone.<\/p>\n\n\n\n<p>The real question isn&#8217;t whether to buy gold.<\/p>\n\n\n\n<p>It&#8217;s HOW to buy gold.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Market is Going Absolutely Crazy Right Now \ud83d\udcc8<\/h2>\n\n\n\n<p>Let me hit you with some mind-blowing numbers from 2025:<\/p>\n\n\n\n<p><strong>Gold ETF Tsunami:<\/strong> Gold ETFs in India saw massive inflows of \u20b914,948 crore in FY 2024-25. That&#8217;s nearly triple from the previous year. Assets under management exploded by 95.2% to \u20b955,677 crore by February 2025.<\/p>\n\n\n\n<p><strong>Performance That Makes Everything Else Look Silly:<\/strong> Gold emerged as the top-performing asset class in India in 2024, posting 21% gains. Beat stocks. Beat bonds. Beat everything.<\/p>\n\n\n\n<p><strong>Long-term Track Record:<\/strong> From 2010 to 2025, physical gold prices rose from Rs 18,500 to Rs 88,996 per 10 grams. That&#8217;s a 17.01% compound annual growth rate.<\/p>\n\n\n\n<p>People are literally rushing into gold like their financial lives depend on it.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">My Jewelry Store Disaster (And What It Taught Me) \ud83d\udc8d<\/h2>\n\n\n\n<p>Before I tell you which option is better, let me share my most embarrassing gold buying experience.<\/p>\n\n\n\n<p>It was 2019. Two years after moving back to India.<\/p>\n\n\n\n<p>My wife wanted to buy gold jewelry for Diwali. &#8220;Let&#8217;s go to that fancy store in Forum Mall,&#8221; she said.<\/p>\n\n\n\n<p>I walked in feeling like a big shot. Former Silicon Valley guy. I&#8217;ve got this figured out.<\/p>\n\n\n\n<p>The salesman quoted \u20b93,200 per gram.<\/p>\n\n\n\n<p>&#8220;Plus 15% making charges.&#8221; &#8220;Plus 3% GST.&#8221; &#8220;Plus 8% wastage charges.&#8221;<\/p>\n\n\n\n<p>Wait, what?<\/p>\n\n\n\n<p>By the time we walked out, a simple 10-gram necklace cost us \u20b942,000.<\/p>\n\n\n\n<p>For 10 grams of gold that should have cost \u20b932,000.<\/p>\n\n\n\n<p>That&#8217;s when it hit me. I paid \u20b910,000 extra for basically nothing.<\/p>\n\n\n\n<p>My tech brain started calculating. &#8220;There has to be a better way.&#8221;<\/p>\n\n\n\n<p>That&#8217;s when I discovered Gold ETFs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Real Story Behind Gold ETF Performance<\/h3>\n\n\n\n<p>Here&#8217;s what most people don&#8217;t understand about Gold ETFs:<\/p>\n\n\n\n<p><strong>Digital Revolution in Gold:<\/strong> Gold ETFs are passively managed funds that track domestic gold prices. One unit equals one gram of gold backed by 99.5% pure physical gold.<\/p>\n\n\n\n<p><strong>Liquidity Like Stocks:<\/strong> Gold ETFs are more liquid. You can sell them instantly on the stock exchange during trading hours at market price.<\/p>\n\n\n\n<p><strong>Cost Efficiency:<\/strong> Gold ETFs don&#8217;t attract securities transaction tax (STT) or value-added tax (VAT), making them more suitable for investors seeking identical returns to gold.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Case Study: How My Portfolio Changed Everything<\/h3>\n\n\n\n<p>After my jewelry store disaster, I split my gold investments:<\/p>\n\n\n\n<p><strong>\u20b92 lakh in Physical Gold:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bought 24k gold coins from bank<\/li>\n\n\n\n<li>Stored in bank locker (\u20b93,000\/year charges)<\/li>\n\n\n\n<li>Zero liquidity unless I visit the bank<\/li>\n<\/ul>\n\n\n\n<p><strong>\u20b92 lakh in Gold ETFs:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bought HDFC Gold ETF units<\/li>\n\n\n\n<li>Stored in demat account (free)<\/li>\n\n\n\n<li>Can sell anytime during market hours<\/li>\n<\/ul>\n\n\n\n<p><strong>Three years later:<\/strong> Both gave similar returns (~12% annually). But the experience? Night and day.<\/p>\n\n\n\n<p>Physical gold felt like carrying a burden. Gold ETFs felt like freedom.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">The Tax Bomb That Changed Everything \ud83d\udca3<\/h2>\n\n\n\n<p>Union Budget 2024 dropped a massive change that most people missed:<\/p>\n\n\n\n<p><strong>Old Tax Rules (Pre-April 2023):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long-term gains: 20% with indexation benefits<\/li>\n\n\n\n<li>This made Gold ETFs super tax-efficient<\/li>\n<\/ul>\n\n\n\n<p><strong>New Tax Rules (Post-April 2023):<\/strong> Long-term capital gains on gold sales are now taxed at 12.5% with no indexation benefit<\/p>\n\n\n\n<p><strong>The Kicker:<\/strong> For both physical gold and Gold ETFs, LTCG tax is now 12.5%. Short-term gains are taxed as per your income slab.<\/p>\n\n\n\n<p>This leveled the playing field. Physical gold and Gold ETFs now have identical tax treatment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Spotlight: Top Gold ETF Performers \ud83c\udfc6<\/h2>\n\n\n\n<p>Based on my research and actual investment experience, here are the champions:<\/p>\n\n\n\n<p><strong>Axis Gold ETF:<\/strong> Tops the list in terms of 1-year returns with strong 5-year CAGR performance<\/p>\n\n\n\n<p><strong>ICICI Prudential Gold ETF:<\/strong> Has the lowest expense ratio among top gold ETFs, offering liquidity and cost efficiency<\/p>\n\n\n\n<p><strong>HDFC Gold ETF:<\/strong> Established in 2010, tracks gold prices in India efficiently. One of the most liquid options.<\/p>\n\n\n\n<p><strong>Kotak Gold ETF:<\/strong> Market cap of \u20b91,984.14 crore, making it one of the stable options with decent returns<\/p>\n\n\n\n<p>My personal pick? ICICI Prudential Gold ETF. Lowest costs. High liquidity. Solid track record.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">The Ultimate 3-Column Showdown \u2694\ufe0f<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Factor<\/strong><\/th><th><strong>Physical Gold<\/strong><\/th><th><strong>Gold ETFs<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Current Price<\/strong><\/td><td>\u20b988,996\/10g + making charges (15-25%)<\/td><td>\u20b988,996\/10g (exact tracking)<\/td><\/tr><tr><td><strong>Additional Costs<\/strong><\/td><td>Making charges, wastage, GST (total 20-30%)<\/td><td>Expense ratio (0.4-0.6% annually)<\/td><\/tr><tr><td><strong>Storage<\/strong><\/td><td>Bank locker (\u20b92,000-5,000\/year)<\/td><td>Demat account (usually free)<\/td><\/tr><tr><td><strong>Liquidity<\/strong><\/td><td>Visit jeweler, purity check, bargaining<\/td><td>Instant sale during market hours<\/td><\/tr><tr><td><strong>Minimum Investment<\/strong><\/td><td>Usually 1 gram minimum<\/td><td>Can buy fractional units<\/td><\/tr><tr><td><strong>Theft Risk<\/strong><\/td><td>High (even in lockers)<\/td><td>Zero (digital storage)<\/td><\/tr><tr><td><strong>Purity Guarantee<\/strong><\/td><td>Need hallmark certification<\/td><td>99.5% guaranteed by ETF<\/td><\/tr><tr><td><strong>Tax Treatment<\/strong><\/td><td>LTCG: 12.5%, STCG: Income slab<\/td><td>LTCG: 12.5%, STCG: Income slab<\/td><\/tr><tr><td><strong>Emotional Value<\/strong><\/td><td>High (jewelry, gifts)<\/td><td>Low (just investment)<\/td><\/tr><tr><td><strong>NRI Accessibility<\/strong><\/td><td>Difficult (physical presence needed)<\/td><td>Easy (through demat account)<\/td><\/tr><tr><td><strong>Emergency Access<\/strong><\/td><td>Bank hours only<\/td><td>Market hours (9 AM &#8211; 3:30 PM)<\/td><\/tr><tr><td><strong>Transaction Time<\/strong><\/td><td>Hours to days<\/td><td>Minutes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Financial Planning Strategies\ud83d\udcb0<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The 70-30 Gold Strategy<\/h3>\n\n\n\n<p>After 7 years of experimenting, here&#8217;s what works for most NRI families:<\/p>\n\n\n\n<p><strong>70% Gold ETFs for Growth:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Higher liquidity<\/li>\n\n\n\n<li>Lower transaction costs<\/li>\n\n\n\n<li>Easy to manage from abroad<\/li>\n\n\n\n<li>Perfect for wealth building<\/li>\n<\/ul>\n\n\n\n<p><strong>30% Physical Gold for Emotions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jewelry for occasions<\/li>\n\n\n\n<li>Gifts for family<\/li>\n\n\n\n<li>Cultural connections<\/li>\n\n\n\n<li>Emergency backup<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Cost-Effective Investment Pathways<\/h3>\n\n\n\n<p><strong>For Beginners:<\/strong> Start with \u20b910,000 in liquid Gold ETF. Test the waters. See how it feels.<\/p>\n\n\n\n<p><strong>For Serious Investors:<\/strong> SIP in Gold ETFs. \u20b95,000 monthly. Dollar cost averaging works with gold too.<\/p>\n\n\n\n<p><strong>For NRIs:<\/strong> Open demat account through NRE account. Invest in Gold ETFs. Repatriate easily.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Preparation Roadmap for Success \ud83d\ude80<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Comprehensive Checklist for Gold Investment<\/h3>\n\n\n\n<p><strong>Before You Start:<\/strong> <\/p>\n\n\n\n<p>\u2705 Open demat and trading account <br>\u2705 Understand your risk tolerance <br>\u2705 Decide your allocation percentage <br>\u2705 Research top-performing Gold ETFs<\/p>\n\n\n\n<p><strong>For Physical Gold:<\/strong> <\/p>\n\n\n\n<p>\u2705 Find reputable dealers <br>\u2705 Verify hallmark certification <br>\u2705 Arrange secure storage <br>\u2705 Keep all purchase receipts<\/p>\n\n\n\n<p><strong>For Gold ETFs:<\/strong> <\/p>\n\n\n\n<p>\u2705 Compare expense ratios <br>\u2705 Check tracking error <br>\u2705 Review fund house reputation <br>\u2705 Set up systematic investment<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Monthly Investment Strategy<\/h3>\n\n\n\n<p><strong>Month 1-3:<\/strong> Start with Gold ETFs only <\/p>\n\n\n\n<p><strong>Month 4-6:<\/strong> Add small physical gold purchases <\/p>\n\n\n\n<p><strong>Month 7-12:<\/strong> Find your optimal balance <\/p>\n\n\n\n<p><strong>Year 2+:<\/strong> Stick to your allocation, rebalance annually<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">The Harsh Reality About Gold Investing \ud83c\udfaf<\/h2>\n\n\n\n<p>Let me be brutally honest about something most financial advisors won&#8217;t tell you:<\/p>\n\n\n\n<p><strong>Gold is NOT a wealth creator.<\/strong><\/p>\n\n\n\n<p>It&#8217;s a wealth PRESERVER.<\/p>\n\n\n\n<p>Over the last decade, gold prices increased by 12% annually. That barely beats inflation in some years.<\/p>\n\n\n\n<p>But here&#8217;s why I still invest in gold:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Insurance against chaos:<\/strong> When everything crashes, gold holds value<\/li>\n\n\n\n<li><strong>Currency hedge:<\/strong> If rupee weakens, gold prices in INR go up<\/li>\n\n\n\n<li><strong>Portfolio stability:<\/strong> Reduces overall volatility<\/li>\n\n\n\n<li><strong>Cultural connection:<\/strong> We&#8217;re Indians. Gold is in our DNA.<\/li>\n<\/ol>\n\n\n\n<p><strong>My allocation:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10% of total portfolio in gold<\/li>\n\n\n\n<li>70% of that in Gold ETFs<\/li>\n\n\n\n<li>30% in physical gold<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Personal Anecdotes That Changed My Mind \ud83d\udd04<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The COVID Crash Story<\/h3>\n\n\n\n<p>March 2020. Markets crashed 40%. My equity portfolio was bleeding red.<\/p>\n\n\n\n<p>Gold? It held steady. Actually went up.<\/p>\n\n\n\n<p>My Gold ETFs became my emergency fund when I needed liquidity. Sold some units. Got cash in my account within minutes.<\/p>\n\n\n\n<p>Try doing that with your jewelry.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The US Visit Realization<\/h3>\n\n\n\n<p>Last year, I visited my friends in Silicon Valley. Bragged about my gold investments.<\/p>\n\n\n\n<p>They laughed. &#8220;Mani, we buy GLD (US Gold ETF). Why are you complicating it?&#8221;<\/p>\n\n\n\n<p>That&#8217;s when I realized. Gold ETFs aren&#8217;t just Indian innovation. Global investors use them everywhere.<\/p>\n\n\n\n<p>Physical gold? It&#8217;s mostly an Indian thing now.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">My Brutally Honest Recommendation \ud83d\udcaf<\/h2>\n\n\n\n<p><strong>For 90% of NRI families: Go heavy on Gold ETFs.<\/strong><\/p>\n\n\n\n<p>Here&#8217;s why:<\/p>\n\n\n\n<p>\u2705 <strong>Convenience:<\/strong> Buy from anywhere, sell anytime <br>\u2705 <strong>Cost:<\/strong> No making charges, minimal expenses<br>\u2705 <strong>Transparency:<\/strong> Real-time pricing, no haggling <br>\u2705 <strong>Liquidity:<\/strong> Convert to cash in minutes <br>\u2705 <strong>Safety:<\/strong> No theft, no purity issues<\/p>\n\n\n\n<p><strong>Physical gold is still relevant for:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jewelry purchases (cultural\/emotional value)<\/li>\n\n\n\n<li>Gifts for special occasions<\/li>\n\n\n\n<li>Emergency backup (apocalypse scenario)<\/li>\n<\/ul>\n\n\n\n<p><strong>My current split:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80% Gold ETFs (mainly ICICI Prudential Gold ETF)<\/li>\n\n\n\n<li>20% Physical gold (jewelry and coins)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Getting Started Today: No Excuses \ud83c\udfc3\u200d\u2642\ufe0f<\/h2>\n\n\n\n<p><strong>Step 1:<\/strong> Open demat account (Zerodha, Groww, Angel One) <\/p>\n\n\n\n<p><strong>Step 2:<\/strong> Transfer \u20b910,000 to trading account<br><strong>Step 3:<\/strong> Buy 1 unit of ICICI Prudential Gold ETF (or HDFC Gold ETF) <br><strong>Step 4:<\/strong> Watch it track gold prices for a month <br><strong>Step 5:<\/strong> If comfortable, increase allocation gradually<\/p>\n\n\n\n<p><strong>Don&#8217;t overthink it.<\/strong><\/p>\n\n\n\n<p>The biggest mistake is not starting. The second biggest mistake is putting all money in physical gold.<\/p>\n\n\n\n<p>Find your balance. Start small. Build gradually.<\/p>\n\n\n\n<p><strong>Remember:<\/strong> Every gram of physical gold you buy with 20% extra charges is money you&#8217;re donating to jewelers.<\/p>\n\n\n\n<p>Every Gold ETF unit you buy is money working efficiently for your future.<\/p>\n\n\n\n<p>Your call.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What I Tell My NRI Friends Today \ud83d\udcde<\/h2>\n\n\n\n<p>When NRIs ask me about gold investing, I give them this simple rule:<\/p>\n\n\n\n<p><strong>&#8220;If you can&#8217;t eat it, wear it, or gift it, buy the ETF.&#8221;<\/strong><\/p>\n\n\n\n<p>Physical gold for emotions. Gold ETFs for wealth.<\/p>\n\n\n\n<p>Don&#8217;t complicate it beyond that.<\/p>\n\n\n\n<p>The market will do the rest.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Connect with me at <a href=\"https:\/\/backtoindia.com\/\" target=\"_blank\" rel=\"noopener\">BackToIndia.com<\/a> for more NRI financial insights.<\/strong><\/p>\n\n\n\n<p class=\"has-light-green-cyan-background-color has-background\"><strong>P.S.:<\/strong> My mom still prefers physical gold. She touches her jewelry and feels secure. I check my Gold ETF NAV and feel smart. Both of us are right. That&#8217;s the beauty of having options! \ud83d\ude0a<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Data Sources &amp; References \ud83d\udcda<\/h2>\n\n\n\n<p>All data and insights in this article are sourced from official financial institutions and market reports:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Gold Price Predictions:<\/strong> ICICI Bank Global Markets Report &#8211; <a href=\"https:\/\/www.businesstoday.in\/personal-finance\/investment\/story\/planning-to-invest-in-gold-heres-how-gold-etfs-compare-to-physical-gold-469946-2025-03-29\" target=\"_blank\" rel=\"noopener\">BusinessToday Gold ETFs vs Physical Gold Analysis<\/a><\/li>\n\n\n\n<li><strong>Gold ETF Performance Data:<\/strong> World Gold Council India Market Update &#8211; <a href=\"https:\/\/www.gold.org\/goldhub\/gold-focus\/2025\/01\/india-gold-market-update-gold-outpaces-other-asset-classes\" target=\"_blank\" rel=\"noopener\">Gold Focus: India Gold Market Update<\/a><\/li>\n\n\n\n<li><strong>Tax Information:<\/strong> ClearTax Gold Taxation Guide &#8211; <a href=\"https:\/\/cleartax.in\/s\/tax-on-gold-in-india\" target=\"_blank\" rel=\"noopener\">Income Tax on Gold in India<\/a><\/li>\n\n\n\n<li><strong>Gold ETF Details:<\/strong> Tickertape Investment Platform &#8211; <a href=\"https:\/\/www.tickertape.in\/stocks\/collections\/gold-etfs\" target=\"_blank\" rel=\"noopener\">Best Gold ETFs in India 2025<\/a><\/li>\n\n\n\n<li><strong>ETF Performance Rankings:<\/strong> Angel One Investment Research &#8211; <a href=\"https:\/\/www.angelone.in\/etf\/gold-etf\" target=\"_blank\" rel=\"noopener\">Gold ETF List and Performance<\/a><\/li>\n\n\n\n<li><strong>Market Analysis:<\/strong> Groww Investment Platform &#8211; <a href=\"https:\/\/groww.in\/blog\/best-gold-etfs-in-india\" target=\"_blank\" rel=\"noopener\">Best Gold ETFs in India 2025<\/a><\/li>\n\n\n\n<li><strong>Investment Strategy:<\/strong> 5paisa Research &#8211; <a href=\"https:\/\/www.5paisa.com\/blog\/best-gold-etfs-in-india\" target=\"_blank\" rel=\"noopener\">Best Gold ETFs to Invest 2025<\/a><\/li>\n\n\n\n<li><strong>Comparative Analysis:<\/strong> Kotak Mutual Fund Research &#8211; <a href=\"https:\/\/www.kotakmf.com\/Information\/blogs\/gold-etf-vs-physical-gold_\" target=\"_blank\" rel=\"noopener\">Gold ETF vs Physical Gold 2025<\/a><\/li>\n\n\n\n<li><strong>Fund House Data:<\/strong> Scripbox Investment Research &#8211; <a href=\"https:\/\/scripbox.com\/etf\/gold-etf\" target=\"_blank\" rel=\"noopener\">Best Gold ETFs July 2025<\/a><\/li>\n\n\n\n<li><strong>ETF Listings:<\/strong> Dhan Investment Platform &#8211; <a href=\"https:\/\/dhan.co\/etf\/traded-funds\/gold-etfs\/\" target=\"_blank\" rel=\"noopener\">Gold ETFs List India<\/a><\/li>\n<\/ol>\n\n\n\n<p><em>All data current as of July 2025. Gold prices and ETF performance are subject to market fluctuations. Past performance does not guarantee future returns. Please consult a financial advisor for personalized investment advice.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This number will blow your mind: \u20b996,000 \ud83d\udca5 That&#8217;s where ICICI Bank predicts gold prices will hit by the second half of 2025. We&#8217;re currently&#8230;<\/p>\n","protected":false},"author":1,"featured_media":36057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[33],"tags":[995],"class_list":["post-36056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nri-finance","tag-comparison"],"modified_by":"Mani Karthik","menu_order":0,"_links":{"self":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/36056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/comments?post=36056"}],"version-history":[{"count":1,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/36056\/revisions"}],"predecessor-version":[{"id":36058,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/posts\/36056\/revisions\/36058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media\/36057"}],"wp:attachment":[{"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/media?parent=36056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/categories?post=36056"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/manikarthik.com\/blog\/wp-json\/wp\/v2\/tags?post=36056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}