This Article was fact checked and last updated for accuracy on November 12, 2025 by Mani Karthik
When I moved back from the US in 2017, filing taxes became a nightmare.
I had foreign income to declare. RNOR status complications. Multiple income sources from my consulting work.
The traditional CA route felt outdated. Expensive. Time consuming.
That’s when I discovered Prosperr.io. A Bengaluru-based fintech startup promising AI-powered tax solutions.
After using it for my FY 2024-25 returns, here’s my honest take.
What Exactly Is Prosperr.io?
Prosperr.io is a fintech SaaS platform founded in 2022 by Manas Gond and Dev Kumar, backed by $1.55M in pre-seed funding. Think of it as the Uber of tax filing.
They use AI and expert advisors to handle tax optimization automatically. No more Excel sheets. No more CA meetings that drag for hours.
The platform serves both individuals and companies. For individuals, their Super Saver subscription simplifies tax compliance while maximizing savings. For enterprises, they offer Dynamic Payroll and Flexi Benefits Plans.
💡 My Take: Finally, someone gets that tax filing shouldn’t feel like rocket science.
Remember when I wrote about smart tax saving strategies for returning NRIs? Prosperr.io basically automates most of that advice.
Key Features Breakdown
| Feature | Traditional CA | Prosperr.io | My Experience |
|---|---|---|---|
| Cost | ₹5,000-15,000 | ₹2,999-9,999 | 40% savings |
| Time to File | 7-15 days | 24-48 hours | Game changer |
| Expert Access | Limited calls | Unlimited video calls | Actually helpful |
Their AI engine tracks user persona and income sources automatically. It learns your pattern. Suggests optimizations in real time.
The Super Saver Plan caught my attention. It provides unlimited video consultation with personalized CAs and uses a state-of-art data model for maximum tax savings.
Here’s what impressed me most:
Real-time income tax monitoring through their dashboard. 24/7 expert support. Accurate and optimized tax preparation.
After dealing with RNOR status complications for years, this felt refreshing.
Testing Prosperr.io: My Real Experience
I signed up for their Super Saver Plan in January 2024.
Upload process was smooth. Connected my salary account. Added my freelance income from US clients.
The AI immediately flagged potential deductions I’d missed. HRA optimization. Transport allowance restructuring.
Quick Recap:
✅ Easy document upload
✅ Smart deduction suggestions
✅ Real-time tax calculation
Their CA, Priya, called within 2 hours. She understood my RNOR situation immediately.
“Most NRIs miss these deductions,” she said. “Our system catches them automatically.”
She was right. I saved an additional ₹47,000 compared to last year’s filing.
The Good, Bad, and Unexpected
| Pros | Cons | Verdict |
|---|---|---|
| AI-powered optimization | Limited to Indian taxes only | Great for residents |
| Unlimited expert access | New platform (founded 2022) | Growing pains expected |
| Real-time monitoring | Strong company culture but scaling fast | Promising trajectory |
What I loved:
The transparency. They never sell or share your data with third parties. Advanced encryption in secure storage.
Coming from the US where data privacy is everything, this mattered.
What needs work:
International tax integration. If you’re still filing US returns, you’ll need separate help.
Check out my guide on how to file US taxes after returning to India for that complexity.
📊 User Rating Analysis:
Rated 4.3/5 on JustDial with 283 reviews. App Store users call it “a really good product with great categories and a good system to help save tax”.
The numbers don’t lie.
Who Should Use Prosperr.io?
Perfect for:
- Salaried professionals earning ₹10L+ annually
- NRIs who’ve returned to India
- People with multiple income sources
- Anyone tired of traditional CA hassles
Skip if:
- You earn less than ₹5L annually
- Your taxes are super simple
- You prefer offline consultations only
For context, when I was researching the best apps to invest in mutual funds, I valued user experience above everything. Prosperr.io delivers on that front.
Pricing Reality Check
| Plan | Cost | What You Get | Worth It? |
|---|---|---|---|
| Basic Filing | ₹999 | Simple ITR filing | For beginners |
| Super Saver | ₹2,999 | AI optimization + CA support | Sweet spot |
| Premium | ₹9,999 | Everything + 3-year audit support | Power users |
All plans include maximum refund guarantee, 100% accuracy, and audit support.
Compare this to traditional CAs charging ₹5,000 for basic services. The math is simple.
When I calculated tax-free income under RNOR status, I realized most people overpay taxes due to lack of optimization.
The Verdict: Should You Try It?
After six months of use, I’m convinced Prosperr.io is onto something big.
The bottom line: If you’re earning ₹10L+ and want to optimize taxes without the traditional CA headaches, give it a shot.
My recommendation: Start with the Super Saver Plan. Test their AI suggestions against your current approach.
The catch: Don’t expect international tax expertise yet. Focus on Indian tax optimization.
For NRIs managing foreign assets in Indian tax returns, you’ll still need specialized help.
What’s Next for Prosperr.io?
They’re building the world’s first AI Tax Advisor to expand into global markets. The founders are actively engaging with AI leaders like Vinod Khosla to revolutionize taxation through AI.
That ambition excites me. Tax complexity shouldn’t be a barrier to financial growth.
If they can nail international tax integration, this could be game-changing for the global Indian community.
Final Thoughts
Prosperr.io isn’t perfect. But it’s solving a real problem that every working professional faces.
After years of complicated tax situations post my US return, having an AI that understands my financial pattern feels liberating.
If you’re unsure about trying it: Join our Back to India Facebook group and ask the community. The wisdom of 50,000+ NRIs never fails.
Ready to optimize your taxes? Visit Prosperr.io and see their tax calculator in action.
TLDR: Prosperr.io Review
- What it is: AI-powered tax filing platform for Indian residents
- Best for: Salaried professionals earning ₹10L+ annually
- Cost: ₹2,999 for Super Saver Plan (40% cheaper than traditional CAs)
- Pros: Real-time optimization, unlimited CA access, data security
- Cons: India-only focus, relatively new platform
- Rating: 4/5 (Great for tax optimization, room for international expansion)
- Try if: You want automated tax savings without CA hassles
- Skip if: Your taxes are super simple or you need international expertise
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