Money, life & moving between worlds.
I'm Mani. Indian, entrepreneur, long-time NRI. I write honest, long-form essays about the practical stuff of building a life across borders — from someone who's actually done it.
"Written slowly. Published when ready."
— Mani
BharatX vs Simpl: The BNPL Comparison You Weren't Expecting
Here's something most people don't realize. BharatX and Simpl aren't really competitors. They work in completely different ways. Comparing them is like comparing a car engine manufacturer to a taxi service. But people ask me about this all the time. So let me break it down. The B
Read the essay →- 01
Simpl vs PayU LazyPay: Which Buy Now Pay Later App Wins?
Nov 26, 2025
- 02
Multipl vs Jupiter Edge: Saving vs Spending – Which Makes Sense?
Nov 25, 2025
- 03
Niyo Global vs Zolve: Which Card Should You Actually Get?
Nov 24, 2025
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Niyo vs Zolve – Which Is Better for Students and NRIs Moving Abroad?
Nov 23, 2025
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Niyo Global vs Revolut – Which Offers Better International Banking?
Nov 22, 2025
"The best writing about NRI life comes from someone who's lived it."
— A reader
About the writer
An Indian who actually walked the talk.
From Kerala to the US and back, across three countries and two decades — I've navigated the paperwork, the taxes, the loneliness, and the freedom that comes with being an NRI. These essays are what I wish I'd read before I started.
Read my story →