This Article was fact checked and last updated for accuracy on November 6, 2024 by Mani Karthik
Planning an international trip and wondering which are the best travel insurance plans? Here’s your guide.
With sustained growth and diversification, tourism has emerged as the fastest-growing economic sector in various parts of the world in recent decades. And this growth in tourism has been a major driving factor for the growth of the travel insurance market.
While increasing travel has been a common driver among many for their investment in travel insurance, the stringent rules and regulations of various countries, such as the US, Belgium, Luxembourg, France, Norway, Poland, and Finland, regarding visa approvals have also been a compelling reason for many other to buy travel insurance. In these countries, possession of a travel health plan is mandatory to obtain a visa.
In fact, the global travel insurance market is expected to grow at a CAGR of 11.6% during the period 2016-2020, according to a report, Global Travel Insurance Market 2016-2020: Market Demands, Growth, Shares, Size and Market Future.
However, when choosing a travel plan, make sure it covers you for unexpected medical emergencies, injuries, illnesses, and travel risks while you are in a foreign land. Here are a few options from which you can make a choice.
Best Travel Insurance Plans for International Travel
Let’s start with the first one.
But before that, I recommend you read these tips to get the best travel insurance deal.
1. Safe Travels for Visitors to USA
This is a limited-coverage travel insurance policy administered by Trawick International and underwritten by GBG Insurance Limited. It offers great benefits for international travelers from USA to other countries (visitors to the USA as well). It participates in the United Health Care PPO or First Health PPO Network and offers coverage for sudden or acute onset of pre-existing conditions.
Safe Travels USA Comprehensive Plan Summary
| Type of Plan | Comprehensive |
| Administered By | Trawick International |
| Underwriter | GBG Insurance Limited |
| Min. Coverage | 5 Days |
| Max. Coverage | 2 Years |
| Coverage Areas | USA |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Possible |
| For Visa Types | B1/B2 |
| Available for | Non US Residents, US Visitors |
| Provider | First Health Network, Coventry |
| Restricted States | Maryland, Washington, New York |
| Acute On-Set of Pre-Existing Conditions | Covered |
2. Patriot America Plus
A comprehensive plan, Patriot America Plus covers you against any unexpected sickness or injury during international travel. The plan works with a PPO network of doctors and hospitals, which is recommended for better rates and a better percentage of coverage. However, you can also choose to go to any doctor or hospital of your choice.
Patriot America Plus Travel Insurance Plan Summary
| Type of Plan | Comprehensive |
| Administered By | IMG |
| Underwriter | Sirius International |
| Min. Coverage | 5 Days |
| Max. Coverage | 2 Years |
| Coverage Areas | USA, International |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Possible |
| For Visa Types | B1/B2 |
| Available for | Non US Residents, US Visitors |
| Provider | United Healthcare |
| Restricted States | None |
| Acute On-Set of Pre-Existing Conditions | Covered |
Also read: Atlas America Review
3. Safe Travels USA – Cost Saver
Administered by Trawick International, Safe Travels USA is a comprehensive plan that covers individuals, families, and groups traveling to USA, against any medical emergency.
The plan works with a PPO network to cover you against unexpected recurrence of pre-existing conditions up to the first $1,000 of covered expenses.
Safe Travels USA Cost Saver Plan Summary
| Type of Plan | Limited Coverage |
| Administered By | Trawick International |
| Underwriter | GBG Insurance Limited |
| Min. Coverage | 5 Days |
| Max. Coverage | 2 Years |
| Coverage Areas | USA |
| Renewable | Yes |
| Refunds | Yes |
| Cancellation | Possible |
| For Visa Types | B1/B2 |
| Available for | Non US Residents, US Visitors |
| Provider | First Health Network, Coventry |
| Restricted States | None |
| Acute On-Set of Pre-Existing Conditions | Covered |
Also read: Best Travel Insurance For Visitors to USA
4. Visit USA
Administered by TIS, Visit USA is a comprehensive medical coverage plan that offers coverage of $10,000 to individuals up to the age of 64 years, and $2,500 for individuals above 65 years, on the acute onset of pre-existing conditions.
The plan can be purchased by any green card holder, irrespective of their visa type. However, this plan covers your stay in the USA only and not any other country.
You can also visit this link to know about many more such options for international travel insurance.
Also read Best websites to buy travel insurance for US visitors.
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